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Do you know if these three key areas are adequately covered?
- Property coverage
- Liability
- Business interruption
We offer:
- Ultrapack (Business Owners Policy)
- Ultraflex (Flexible Commercial Policy)
- Ultrasure for Property Owners
- Fivestar Contractors
- Commercial Auto
- Garage/Auto
- Business Catastrophe Liability
- Workers Compensation
- Ultrasure for Landlords
- Bonds
- Employment Practices Liability Insurance
PROPERTY COVERAGE
Property coverage is often divided into two parts in a business policy:
- Fixed Property (buildings, fixtures, etc.)
- Contents (equipment, inventory, etc.)
Or it can be a combined single limit. The ways that your property can be covered are: ”All Risk” or “Specified Peril.”
LIABILITY COVERAGE
Liability coverage generally protects you from claims that arise out of harm your business (including employees) cause another.
Key questions:
- Do you operate off-site?
- Serve alcoholic beverages at functions?
- Sell products that could cause harm?
- Do you or your employees operate personal vehicles at anytime in the course of doing business?
